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What is GAP insurance? Refer to our overview of GAP insurance to learn more about what it is, how to get it, and whether or not it’s worth it. What does GAP insurance cover? It covers the gap between the amount you owe on your car and the car’s market value at the time of an accident. It’s optional for Caledon drivers, but it offers added peace of mind and coverage. Read on to learn more about the types of situations covered under GAP insurance and why it’s needed in Canada.
GAP insurance is meant to cover damages to your Mercedes-Benz — not bodily injury or death. GAP insurance and liability insurance are nowhere near the same type of coverage. Here’s a quick look at what GAP covers and doesn’t cover:
Gap Insurance Covers:
Gap Insurance Does NOT Cover:
Essentially, the answer to the question, “What does GAP insurance do,” is: it covers you in the event your car is deemed a total loss in an accident.
Technically, GAP insurance isn’t needed. It’s an optional form of coverage, but is highly recommended. There are a number of reasons to justify the need for GAP insurance coverage, though — two of which include the following:
Now that you know the answer to the question, “What does GAP insurance cover,” you’re ready to make an informed decision about whether or not it’s right for you. If you have more questions about financing and insurance, contact us at Mercedes-Benz Brampton. You’re also welcome to pay us a visit near Georgetown and Orangeville to speak with us in person and browse our selection of new and pre-owned vehicles.
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