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What to Do After a Car Accident

Two Vehicle Accident

 

Whether you get involved in a minor fender bender or a significant wreck, it can be extremely difficult to think about what to do next. That’s why the service team at Mercedes-Benz Brampton are here to walk you through exactly what to do after a car accident. From filing your car accident insurance claim to calling for help, we’ll guide you through the process in an organized way, so you can move forward with greater peace of mind in Caledon.

What to Do After a Minor Car Accident

Minor car accidents involve minimal damage. If you’re involved in an intersection fender bender in Orangeville or if someone backs into your car, this is considered a relatively minor incident. Here are the steps what you’ll need to do:

  • See if you or your passengers need medical attention, and if necessary, call for an ambulance as soon as possible.
  • Pull your car to a safe spot that won’t block traffic.
  • Call the police. While the damage may be minor, getting a police report may be required for insurance purposes.
  • Exchange contact information with the other driver: phone numbers, email addresses, and the insurance policy information of the other driver(s) involved. Also get the contact information of any witnesses. If you can, take photos of everyone’s driver’s licenses, license plate numbers, and insurance cards.
  • Document your car’s damage. Take lots of pictures of both your car and the accident scene.
  • Call your insurance provider. This will begin the car accident insurance claim process, so don’t put it off.

What to Do After a Major Car Accident

Major car accidents involve more serious automotive damage and more serious injuries to involved parties. The steps required are different than a minor incident:

  • Call 911 and let them know you need an ambulance and police officer to assess the scene.
  • Contact your insurance provider. Even if someone filed the car accident insurance claim on your behalf, it’s important to follow up with the insurance provider on your own. The more information you can give, the better.
  • Follow up with your physician. If you were treated by emergency personnel, visit your regular doctor to ensure that you get the additional care that you may need.

How to File a Car Insurance Claim

Learning how to file a car insurance claim in Georgetown is straightforward, though every insurance provider has their own process. Be prepared with the following information:

  • Your insurance policy number
  • Detailed description of how the accident occurred
  • Date, time, and location of the accident
  • All the collected contact and insurance information from other involved parties
  • Name of the police department involved, as well as the police report number (if applicable)

After you call your provider and give them all the information necessary, you’ll be visited by an insurance adjuster. The insurance adjuster will provide estimates for your repairs, coverage, and more. You may need to have an in-person vehicle inspection if your photos and police report don’t have all the information that the adjuster requires.

Get Quality Car Care at Mercedes-Benz Brampton

Whether you want to know how to file a car insurance claim or how to restore your car at our body shop, the team at Mercedes-Benz Brampton is ready to help you with any and all automotive needs. Contact us with your questions, and we’d be happy to assist.

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